Half the platforms teens ask about are 18+ with no way in. The rest split into two very different routes. Here is the table, every source, and what 151 teens ran into.
Most side-hustle platforms set the minimum age at 18. Of the 28 marketplaces, creator programs and gig apps we checked against their own terms on September 25, 2026, 14 are 18+ with no published route for teens, including Upwork, eBay, TikTok Creator Rewards, Rover, Care.com, DoorDash and Instacart. 6 let a 13 to 17 year old work through an account a parent or guardian owns (Fiverr, Etsy, YouTube via AdSense, Vinted, Depop payments, Redbubble). 6 let a teen hold the account with consent (Poshmark, Spring, Twitch Affiliate, Patreon, Swagbucks, Roblox DevEx). 2 publish no clear number.
The Reddit and forum threads that rank for “fiverr age requirement” or “can you use fiverr under 18” are years old and contradict each other. This page is the table we wanted: one row per platform, the minimum age, whether a guardian route exists, what the guardian actually has to do, a link to the platform’s own page, and the date we checked it. Rules change. Click the source before you sign up.
This page covers marketplaces and monetization programs. Payment processors (Stripe, PayPal, Square, Gumroad, the app stores) have their own age rules, covered in how to accept payments under 18. If you are working out what to do at a specific age, start with how to make money at 13 or how to make money at 15 and come back here to check a platform.
Not legal advice. These are US versions of each platform’s rules, taken from the platform’s own pages. Rules change, and some differ by country. Check the linked page before you sign up.
Every row was fetched from the platform’s own terms or help center on Sep 25, 2026. Where a page shows its own “last updated” or effective date, we list it next to the source. Where a platform publishes no age rule or no guardian route, the cell says “not published” rather than guessing.
| Platform | Minimum age | Guardian route? | What the guardian must do | Source | Checked |
|---|---|---|---|---|---|
| Fiverr Freelance marketplace | 18 | Yes, 13 to 17 only through an account owned by a parent or guardian | Owns the account and gives permission; the account is in their name | Terms of Service (Jan 2026) | Sep 25, 2026 |
| Upwork Freelance marketplace | 18 (or your country's age of majority if higher) | No | Nothing published; no teen route | Terms of Service | Sep 25, 2026 |
| Etsy Handmade and digital marketplace | 18 | Yes, 13 to 17 through a parent or guardian's account | Owns the account, supervises directly, is disclosed in the shop's About section, supplies billing and Etsy Payments details | Minors Policy + Terms (Aug 2025) | Sep 25, 2026 |
| eBay Resale marketplace | 18 | Not published | Nothing published; accounts cannot be transferred without eBay's consent | User Agreement (effective Jun 28, 2026) | Sep 25, 2026 |
| Amazon (Seller, incl. Handmade) Marketplace | Not published as a number | Not published | Agreement limited to parties who can lawfully form contracts; it notes some countries may not allow minors | Business Solutions Agreement | Sep 25, 2026 |
| Depop Resale marketplace | 13 to sign up; 18 for Depop Payments and PayPal | Yes, for payments | May be asked to provide their ID, SSN or taxpayer details to verify Depop Payments | Help Centre: age | Sep 25, 2026 |
| Poshmark Resale marketplace | 13 (with permission until 18) | Yes, 13 to 17 with parent or guardian permission | Grants permission under the Minors Policy; shares responsibility for account activity | Terms of Service (effective Oct 3, 2024) | Sep 25, 2026 |
| Mercari Resale marketplace | 18 (or state age of majority) | Not published | Nothing published | Terms of Service (effective Feb 24, 2025) | Sep 25, 2026 |
| Vinted (US) Resale marketplace | 18 (intended); 13+ via a parent-created account | Yes, a parent or guardian may create the account for a minor 13+ | Accepts the terms on the minor's behalf and takes full responsibility, including verification checks | Terms and Conditions | Sep 25, 2026 |
| Redbubble Print on demand marketplace | 18 | Only if properly supervised | Supervises; the terms give no further detail | User Agreement (May 15, 2026) | Sep 25, 2026 |
| Spring (formerly Teespring) Print on demand | 13 (approval needed until 18) | Yes, with parent or guardian approval | Approves use | Spring Terms of Service | Sep 25, 2026 |
| Printful (as a seller) Print on demand fulfilment | 18 (20 in Japan) | Not published | Nothing published | Terms of Service (Sep 15, 2026) | Sep 25, 2026 |
| YouTube Partner Program (AdSense for YouTube) Creator monetization | 18 for AdSense for YouTube | Yes, link the channel to an approved parent or guardian AdSense account | Opens AdSense for YouTube with their own Google Account; payments go to them | AdSense Help: under 18 | Sep 25, 2026 |
| TikTok Creator Rewards Creator monetization | 18 | No | Nothing; the creator must be 18 with 10,000 followers and 100,000 views in 30 days | Creator Portal | Sep 25, 2026 |
| Twitch Affiliate Creator monetization | 13 (consent until 18) | Yes, 13 to 17 with parental or guardian consent and supervision | Consents and supervises | Help: joining the Affiliate Program | Sep 25, 2026 |
| Instagram (Gifts, affiliate links) Creator monetization | 18 | Not published | Nothing published | Help: Gifts eligibility | Sep 25, 2026 |
| Patreon (creator page) Memberships | 13 to use; 18 or guardian permission for a creator page | Yes, parent or legal guardian permission | Gives permission | Terms of Use (May 27, 2026) | Sep 25, 2026 |
| Ko-fi Tips and memberships | 18 | No | Nothing; creators and supporters must be 18 | Terms (Jul 13, 2026) | Sep 25, 2026 |
| Substack Paid newsletters | 16, and of legal age to contract | Not published | Nothing published | Terms of Use (Apr 21, 2025) | Sep 25, 2026 |
| Roblox DevEx Game creator cash-out | 13 | Not required by the DevEx terms | Not specified; Roblox notes a minor's income can affect parents' tax returns | DevEx Terms | Sep 25, 2026 |
| Rover Pet sitting and dog walking | 18 | No | Nothing; sitters and walkers must be 18 | Becoming a sitter FAQ | Sep 25, 2026 |
| Care.com Babysitting, tutoring, care | 18 | No | Nothing; registrations under 18 are terminated | Terms of Use (Oct 14, 2025) | Sep 25, 2026 |
| Wag Dog walking | 18 | Only if 18+ but under your state's age of majority | Agrees to the terms on your behalf | Terms of Service | Sep 25, 2026 |
| TaskRabbit Local tasks | 18 | No | Nothing; Taskers also need an SSN and pass an ID and background check | Tasker requirements | Sep 25, 2026 |
| DoorDash (Dasher) Delivery | 18 (19 in 13 states, 21 in California) | No | Nothing | Dasher requirements | Sep 25, 2026 |
| Instacart (Shopper) Delivery | 18 | No | Nothing; also work authorization, a car and a smartphone | Shopper requirements | Sep 25, 2026 |
| Swagbucks Surveys and rewards | 13 (approval needed until 18) | Yes, parent or guardian approval | Approves use and is responsible for the child's activity | Terms of Use (Sep 1, 2025) | Sep 25, 2026 |
| Discord (monetization) Server subscriptions and shop | 13 to use; 18 to monetize | No | Nothing; monetization requires 18+ | Monetization Policy | Sep 25, 2026 |
If you only need one answer: Fiverr is 18, or 13 to 17 through a parent-owned account. Upwork is 18. Etsy is 18, or 13 to 17 through a parent-owned, supervised account. eBay is 18. YouTube monetization needs an 18+ AdSense for YouTube account, which can be a parent’s. TikTok Creator Rewards is 18. Rover is 18.
The table looks like 28 separate rules. It is really three lanes, and the lane matters more than the number, because it decides whose name is on the account and whose tax records the money touches.
| Lane | Count | Platforms | What it means for you |
|---|---|---|---|
| Teen can hold it (with consent) | 6 | Poshmark, Spring (formerly Teespring), Twitch Affiliate, Patreon (creator page), Roblox DevEx, Swagbucks | Your name on the account, with a parent's permission. The cleanest route. |
| Adult owns it | 6 | Fiverr, Etsy, Depop, Vinted (US), Redbubble, YouTube Partner Program (AdSense for YouTube) | Your parent is the legal account holder or payee. You do the work. Plan for age 18. |
| 18+, no teen route | 14 | Upwork, eBay, Mercari, Printful (as a seller), TikTok Creator Rewards, Instagram (Gifts, affiliate links), Ko-fi, Rover, Care.com, Wag, TaskRabbit, DoorDash (Dasher), Instacart (Shopper), Discord (monetization) | Wait until 18, or sell the same service locally without the platform. |
| Not clearly published | 2 | Amazon (Seller, incl. Handmade), Substack | No clear teen rule. Treat as adult-only unless the platform confirms otherwise. |
The teen-held lane is small and skews toward creators and games. The parent-owned lane covers the biggest marketplaces teens actually want (Fiverr, Etsy, YouTube). The 18+ lane is almost every gig app that sends you to a stranger’s home or car, which is exactly where you would expect a platform to insist on an adult who can pass a background check.
This is a research reference, not legal or tax advice. It covers the US versions of each platform. Some rules differ abroad: Printful sets 20 in Japan, TikTok Creator Rewards is only open in eight countries, and Vinted’s terms say an updated version takes effect on October 8, 2026. State law matters for contracts and taxes. Your parent or guardian should be part of this from the first step.
We deliberately excluded gambling, crypto, trading and adult platforms. They are not side hustles for teens, and we do not list them anywhere on this page.
Two reasons, and neither is personal. The first is contracts. According to Cornell’s Legal Information Institute, “in most states, contracts entered by minors are voidable.” Every marketplace agreement is a contract. Upwork’s terms say this directly: you promise you are eligible to enter the agreement “including because you are 18 years or older.” eBay gives being under 18 as its example of someone who cannot form a binding contract.
The second is money. A platform that pays you must know who you are, which means ID, a Social Security number and tax forms. TaskRabbit requires an SSN and an ID and background check. Roblox DevEx wants a W-9 on file. Depop may ask a parent for ID or taxpayer details before paying out. A 15-year-old rarely has all of that, so the adult route is the part that makes the account legally solid.
“Why is there no legitimate business infrastructure for under-18 entrepreneurs? This gap is insane.” – r/youngentrepreneur
We ran 33 Reddit searches (“fiverr under 18,” “etsy shop minor,” “youtube monetization under 18,” “rover under 18” and 29 variants), deduplicated 2,700+ unique posts, filtered by keyword, then read every candidate by hand. A post counted only if the author was under 18 (or described an account opened under 18) and asked about, or hit, an age, ID or payout wall on a platform in our table. Parents posting for a child, buyers, and gambling, crypto and adult posts were excluded. If you want to run this kind of search yourself, our guide to Reddit market research shows the method, and using Reddit for idea validation shows how to turn threads like these into a decision.
151 posts qualified, from 45 subreddits, carrying 1,500+ comments. 99 of the 151 (66%) were posted since January 2024, and 40 in 2026 alone. Teens are running into this more, not less.
| Platform | Posts | Share | Typical wall |
|---|---|---|---|
| YouTube / AdSense | 32 | 21.2% | AdSense rejects an under-18 applicant after monetization is approved |
| Depop | 20 | 13.2% | Balance held until an adult’s ID or SSN verifies payments |
| Vinted | 18 | 11.9% | Wallet frozen at an earnings threshold pending ID |
| Twitch | 17 | 11.3% | Affiliate onboarding stops at the payout step |
| Fiverr | 16 | 10.6% | Account in the teen’s own name suspended |
| Etsy | 15 | 9.9% | Shop must be in a parent’s name, then cannot be moved at 18 |
| eBay | 8 | 5.3% | Payouts on hold after a sale, ID required |
| Swagbucks | 8 | 5.3% | ID requested to cash out |
| Upwork | 4 | 2.6% | Cannot join at all |
| Mercari, Redbubble/print on demand, TikTok | 3 each | 2.0% each | Suspension, payout or age verification |
| Roblox DevEx, Rover, DoorDash | 4 combined | 2.6% | Cash-out denied, or cannot sign up |
YouTube leads because monetization is the one program where a teen can hit every requirement (subscribers, watch hours) and only then learn that the payout account must belong to an adult. Google Trends backs up the demand: over the last five years, “youtube monetization age” averaged 6.6 on Google’s 0 to 100 scale in the US, against 0.3 to 0.6 for the Fiverr, Etsy, eBay and Upwork age queries (Google Trends, September 2026).
Reading the posts, the same shape repeats. Signing up is easy. Listing is easy. The sale goes through. Then, at the first withdrawal or when earnings cross a threshold, the platform asks for ID, and the teen cannot provide it.
| What the post describes | Posts | Share |
|---|---|---|
| Using, or asking to use, a parent’s or sibling’s name, ID or account | 69 | 45.7% |
| An ID, SSN, tax form or identity verification request | 63 | 41.7% |
| Money stuck: payout held, withdrawal blocked or balance frozen | 42 | 27.8% |
| Account banned, suspended, disabled or closed | 27 | 17.9% |
| About the account once they turn 18 | 22 | 14.6% |
| Had already entered a false birth date | 6 | 4.0% |
“Only after the sale was completed did eBay require me to verify my identity. Because I'm under 18, I can't complete the verification.” – r/AusLegal
“I sold over 50 things and its now asking me for my social security number in order to unfreeze my wallet.” – r/vinted
“Went to verify my ID and now it says I gotta be 18. What should I do?” – r/Depop
The lesson for anyone starting: the age rule is not enforced when you sign up. It is enforced when you try to get paid. That is the worst possible moment to discover it, because by then there is money and a customer on the line.
This is the finding we did not expect. 22 of the 151 posts (14.6%) were not about getting in. They were about getting out: a teen who did everything right, ran a shop or channel through a parent’s account, turned 18, and found the account could not simply be moved into their own name.
The platforms say so, if you read closely. Etsy’s terms state that “accounts are generally not transferable.” eBay forbids transferring an account, including its feedback, to another party without its consent. On YouTube, switching from a parent’s AdSense to your own triggered duplicate-account flags for several posters.
“I made an account as a minor under my mom's name as wanted by Etsy's TOS, but nobody ever bothered to edit the TOS to make sure every minor knows they can't actually keep their account once theyre 18.” – r/Etsy
“Etsy will not allow me to change the ownership of the account from my mother to me as I was a minor when I started this account.” – r/Etsy
“After a year I turned 18 and went to make a new account under my name, through google adsense NOT youtube studio. I then got flagged for multiple adsense accounts and taken off of the partner program.” – r/PartneredYoutube
The practical fix is boring and effective: from day one, keep your listing text, photos, prices, reviews and customer contacts in files you own. Then a fresh account at 18 is a weekend of relisting, not a restart. Building an audience you can take with you (an email list, a local reputation) matters more than any one marketplace profile.
Reddit shows teens asking. App reviews show what happens to everyone at the verification step. We pulled 760+ one and two star reviews of 30 side-hustle app listings (Fiverr, Upwork, Etsy, eBay, Rover, Wag, Care.com, TaskRabbit, DoorDash Dasher, Instacart Shopper, Swagbucks, Freecash, Twitch, TikTok, YouTube Studio and others, Apple and Google Play) from BigIdeasDB’s app store data, dated April 2025 to February 2026, and counted how many mention an ID, verification or background-check gate, or a ban.
| App group | Low-star reviews | Mention a gate or ban | Share |
|---|---|---|---|
| Freelance (Fiverr, Upwork) | 50+ | 12 | 23.5% |
| Surveys and rewards (Swagbucks, Freecash) | 60+ | 15 | 23.1% |
| Local services (Rover, Wag, Care.com, TaskRabbit) | 350+ | 45 | 12.7% |
| Delivery worker apps (Dasher, Instacart Shopper) | 30+ | 3 | 8.3% |
| Creator apps (TikTok, Twitch, YouTube Studio, Substack) | 190+ | 15 | 7.7% |
| Selling (Etsy, eBay) | 60+ | 4 | 6.7% |
| All 30 listings | 760+ | 90+ | 12.4% |
Freelance and survey apps lead because both pay out money you already earned, so the ID check lands on a balance. In local services the gate is the paid background check: 20 of the 24 low-star reviews that mention a background check also mention paying for it. Read the method in how to analyze app store reviews and how to use the app store database, or browse the wider complaint database.
“You know that the people who use this app are mostly high schoolers or middle schoolers who need extra money so why would you require ID to cash out? Don’t get this app.” – App Store review (Swagbucks)
“So I try to verify myself and Upwork permanently blocked me.” – Google Play review (Upwork)
“They’ll take your money for a background check and you’ll get nothing in return.” – App Store review (Rover)
Fiverr’s Terms of Service (last update January 2026) are precise: the site is for users “at least 18 years of age and of legal age to form a binding contract. If you are under 18 and at least 13 years of age, you are only permitted to use the Site through an account owned by a parent or legal guardian with their appropriate permission.” Under 13 is not allowed.
The word that matters is “owned.” An account in your own name with your parent watching does not meet the rule. Several teens in our sample learned that the hard way.
“I’m 15 years old and recently got temporarily banned by Fiverr, with a message saying my account will be permanently suspended after 60 days.” – r/Fiverr
“Full parental permission basically means you make an account under your parent’s name (SSN+ID if applicable) and sell on their account.” – r/Fiverr
“When I was under 18, I created a Fiverr account under my father's name and ID, which was done in line with Fiverr’s policy that requires minors (13–17) to use a parent or guardian’s account under supervision.” – r/Fiverr
That last poster did it correctly, then turned 18 and asked how to take the account over. See the account at 18 section above. If you are 13 or 14 and this parent-owned route is your way in, pair it with how to make money at 13; at 14 or 15, the trade-off between a first job and your own business is covered in how to make money at 15. If you are deciding what to offer on Fiverr, the skills that sell are covered in unique side hustles and side hustles for developers.
Upwork’s Terms of Service require you to be “either a legal entity or an individual who is at least 18 years old (or the age of majority in your country if the age of majority is over 18).” There is no parent-owned route like Fiverr’s. That is why answers in the Upwork community are blunt when a teen asks about using a parent’s name.
“I know that Upwork's Terms of Service require users to be 18+. I’m not looking to break the rules, but I want to know what my options are.” – r/Upwork
“No. It is not a viable idea at all. It is fraud and has legal and tax implications.” – r/Upwork
“later upwork banned my account because i was under 18, and i used to use my sister’s account.” – r/FindVideoEditors
If you are 16 or 17 with a real skill, the realistic path is Fiverr through a parent-owned account, or selling the same skill directly to local businesses. Our guide to getting your first customer covers the direct route.
If you are waiting to turn 18 for Upwork, it helps to know what clients ask for. In BigIdeasDB’s Upwork data, only 8.5% of 5,300+ job postings are marked entry level. The skills teens most often have show up like this (title keyword matches, September 2026):
| Skill | Postings | Entry-level share |
|---|---|---|
| Websites (WordPress, Shopify, Webflow) | 310+ | 5.4% |
| Writing and blog content | 260+ | 7.5% |
| Graphic design and logos | 170+ | 5.3% |
| Translation | 100+ | 13.0% |
| Video editing | 70+ | 6.3% |
| Social media management | 70+ | 5.5% |
| Virtual assistant | 50+ | 12.5% |
| Tutoring | 40+ | 10.9% |
| Transcription | 20+ | 30.4% |
The takeaway: online freelance demand for beginners is thin, which is one more reason to start locally. There is more on this in the state of freelance demand and validating demand with Upwork jobs, and the tool walkthrough lives in how to use Upwork analysis.
Etsy’s Terms of Use (last updated August 26, 2025) say “you must be 18 years or older to use our Services,” and that minors 13 to 17 may use Etsy only “through an account owned by a parent or legal guardian with their appropriate permission and under their direct supervision.” The Minors Policy adds seller rules: use the About section to disclose all members of the shop, including the guardian who owns it; all billing information must belong to the guardian; and if using Etsy Payments, the guardian registers with their information.
“I thought about lying about my age but it doesn’t work because of the third party identification, and I wouldn’t want taxes to get me in legal trouble.” – r/Etsy
“my dad says he doesn't want his bank information associated with Etsy” – r/EtsySellers
“You can't transfer accounts, that is why so many people tell minors to wait until they are 18.” – r/Etsy
Etsy’s parent-owned route is open from 13, which is why it features in how to make money at 13. Etsy works well for teens selling digital products. For ideas that fit, see digital product ideas and digital business ideas.
eBay’s User Agreement (effective June 28, 2026 for existing users) says you may not use its services “if you are not able to form legally binding contracts (for example, if you are under 18 years old).” It publishes no guardian route, and it bars transferring your account and feedback to another party without eBay’s consent.
“I know selling while under 18 is against TOS but I was just wondering if there is any way I could get my money back?” – r/LegalAdviceUK
“if you just submit someone else's ID that'll probably cause more issues.” – r/LegalAdviceUK
In practice, teens resell through a parent who lists on their own eBay account. That makes the parent the seller for tax reporting, which one UK teen worried about openly:
“I am currently well over ebay's limit of £1740 in revenue per year before the activity is reported to HMRC.” – r/smallbusinessuk
Amazon’s Business Solutions Agreement does not print a minimum age. It says use of the services “is limited to parties that can lawfully enter into and form contracts under applicable Law (for example, the Elected Country may not allow minors to use the Services).” We found no separate age rule for Amazon Handmade. Registration also asks for a legal name, address and further verification. Treat Amazon selling as adult-only.
Depop’s help centre says you must be 13 or older to sign up and over 18 to use PayPal and Depop Payments. If you are not 18, it asks you to talk to a parent or guardian “as you may be required to provide a valid ID, or SSN if you are in the US.” Its tips for parents and guardians say the same about photographic ID and taxpayer information.
That split explains why Depop tops our resale posts: teens can list freely, then hit the wall at payout.
“I contacted Depop Support, and they told me that because I’m under 18, my parent/guardian has to verify the account with their information.” – r/Depop
“My parents are not comfortable putting their SSN or bank details into this app, so I was honestly just thinking of letting the balance sit until my birthday in august” – r/Depop
“I put in my age like I was born in 2000, but I was born in 2008.” – r/Depop
Poshmark’s Terms of Service (effective October 3, 2024) say you may not use the service under 13, and that “if you are at least 13 but under the age of 18, you may only use the Service with permission of your parent or guardian as described in our Minors Policy.” If the account is shared with a parent, both are responsible for activity on it. That makes Poshmark one of the few resale apps a teen can hold with consent.
Mercari’s Terms of Service (effective February 24, 2025) say that for an individual to have an account “you must be at least 18 years old, or the age of majority in your state of residence,” and you must live in the US. No guardian route is published.
“I’ve been recently suspended from Mercari for being under 18.” – r/Mercari
Vinted’s US Terms and Conditions say the site is intended for people over 18. A parent or guardian “may decide to create an Account for the minor,” accepting the terms on the minor’s behalf and taking “full responsibility for the minor’s use of the Site (including, when requested, any regulatory compliance verification or check).” The exception applies to minors of at least 13.
Vinted produced some of the most painful posts in our sample, because wallets freeze at earnings thresholds. It also produced the worst advice.
“Vinted account was permanently blocked when I was 17 – with over 16,000 PLN (€4000) locked forever.” – r/vinted
“use your parents id and ur bank account, they don’t check if the name and bank account name matches or not bc i’ve done it. ur not gon get banned trust” – r/vinted
Do not follow that comment. The next section explains why. If reselling is your plan, compare it with the other options in small business ideas first.
Redbubble’s User Agreement (May 15, 2026) says you must be at least 18, and “minors are not permitted to use the Marketplace under any circumstances unless properly supervised by their parent or legal guardian.”
Spring, formerly Teespring, is friendlier. Its Terms of Service say that under 13 you may not use the service, and “if you are under 18 years old, you may use the Spring Service only with the approval of your parent or guardian.”
Printful’s terms (September 15, 2026) require individuals to certify they are at least 18 (20 in Japan). No guardian route is published.
“platforms such as redbubble, kofi and Etsy all require you to be over 18” – r/DigitalArt
If you like the marketplace model itself, marketplace business ideas looks at it from the builder’s side.
“the problem is that a contract has a requirement of 18 years of age” – r/printondemand
YouTube’s Partner Program overview requires an AdSense for YouTube account linked to your channel. Google’s AdSense help is explicit: “The minimum age requirement to participate in AdSense for YouTube is 18 years.” If you are under 18, “the only way to start monetizing your videos is to link your YouTube channel to an approved AdSense for YouTube account (of a parent or guardian who is over 18).” The general AdSense age page adds that all payments are made to the adult.
The common mistake is applying yourself in the excitement of hitting the threshold, submitting your own ID, and getting disapproved. Fixing that is slow.
“in a rush I sent my own ID while being 17 years old. Now my ads are stopped” – r/PartneredYoutube
“I'm 14, meaning I can't run an AdSense account. That means my guardian will have to get an AdSense account and collect the money.” – r/NewTubers
If you are choosing a channel topic, our roundup of YouTube niche finder tools helps, and how to make money with AI covers AI-assisted editing work.
TikTok’s Creator Portal says “you need to be at least 18 years old to participate.” You also need at least 10,000 followers and 100,000 video views in the last 30 days, a personal account in good standing, and to be based in the US, UK, Germany, Japan, South Korea, France, Mexico or Brazil. There is no guardian route. People still search for the “TikTok Creator Fund”; Creator Rewards is the current program.
“I have been using a false age for my TikTok account and I have been accepted into the creators reward program at 17. But I need to verify my age and I can’t do that” – r/TikTokMonetizing
Twitch’s help article on joining the Affiliate Program says: “If you’re 13-17 years old, you may join the Affiliate Program with parental or guardian consent and supervision.” That makes Twitch a teen-held route.
The catch, reported again and again in r/Twitch, is the payout step during onboarding, which several teens say stopped them for being under 18 even after they entered a guardian’s details. We could not verify the onboarding form itself, so treat that as reported, not documented.
“when I got to payout method, it wouldn't let me pass since I wasn't 18.” – r/Twitch
“i already gave my guardian's name and email earlier when it asked if i was under 18, and that went over fine. so i don't know why it stopped me now.” – r/Twitch
“I've talked to my dad, and he agreed!!” – r/Twitch
Instagram’s help center lists “be 18 years or older” as a requirement to earn from Gifts, and the same for affiliate partnerships, which also need more than 1,000 followers and a public professional account. Meta’s Partner Monetization Policies page we fetched does not state an age itself. No guardian route is published for any of them.
Patreon’s Terms of Use (last updated May 27, 2026) set 13 as the minimum to use Patreon and say “you must be at least 18 years old or have your parent’s or legal guardian’s permission to have a creator page on Patreon.” That is a teen-held route with permission.
Ko-fi’s terms (effective July 13, 2026) are the opposite: “To register a ‘Creator’ account you must be a minimum of 18 years of age,” and the same applies to supporters.
Substack’s Terms of Use (effective April 21, 2025) say you may not use Substack under 16, and separately that you represent you are “of legal age to form a binding contract.” The two lines pull in different directions for a 16 or 17 year old, and Substack publishes no guardian route. If you want to start a newsletter under 18, start free and ask Substack before switching on paid subscriptions. Ideas for topics are in newsletter business ideas.
Roblox’s DevEx Terms require you to “be at least 13 years of age or older,” hold at least 30,000 earned Robux, have a verified email and a DevEx portal account, and have an IRS form W-9 (US) or W-8 on file. The terms add that “income that Minors earn can impact their parents’ tax returns.” It is the only cash-out program on our list with a 13+ rule and no stated guardian step, though the tax form usually means a parent gets involved anyway.
“I tried to cash out 60k Robux ($210) through DevEx like a week ago, but it got denied and they just gave me my Robux back.” – r/robloxgamedev
Discord’s Terms of Service (August 29, 2025) require users to be at least 13 and meet their country’s minimum age. Its Monetization Policy lists “You must be 18 years or older” as the first requirement for users, creators and developers who want to earn. Running a server is fine at 15. Charging for it is not.
Rover’s sitter FAQ: “You must be at least 18 years of age to become a sitter and dog walker on Rover.” Care.com’s terms (October 14, 2025): “Our Services are available only to individuals who are eighteen (18) years of age or older,” and underage registrations are terminated. Wag’s terms require 18, with a parent agreeing on your behalf only if you are 18 but below your state’s age of majority.
“I was wondering if my mom could make an account for me or something and I could use it. Or would I have to wait until i’m 18??” – r/RoverPetSitting
You do not need an app to pet sit. The work is the same when a neighbor pays you directly, and adults complain loudly about these apps anyway:
“60 bucks for a background check? i’d pay 25 but 60 is literally insane.” – App Store review (Wag Pet Caregiver)
“I tried signing up a bit ago and once I paid for the background check my account was immediately suspended” – App Store review (Care.com)
More local service ideas are in service business ideas, boring business ideas and, for 14 and 15 year olds, how to make money at 15.
TaskRabbit’s Tasker requirements say Taskers must be at least 18, have a US Social Security number for the background check, and pass an ID check. DoorDash’s Dasher page says Dashers must be 18 or older, 19 in Arizona, Colorado, Delaware, Florida, Georgia, Idaho, Kentucky, Montana, New Jersey, New Mexico, Texas, Utah and West Virginia, and 21 in California. Instacart’s shopper page requires 18, US work authorization, lifting up to 40 pounds, a car and a smartphone.
“My friends who are under 18 just use their parents or friends ids” – r/doordash
That is identity fraud on a platform that runs background checks for safety reasons, and it puts the friend or parent on the hook. Do not do it.
Swagbucks’ Terms of Use (effective September 1, 2025) prohibit anyone under 13, and say users under 18 represent that they have a parent or guardian’s approval. The parent is then responsible for the child’s activity. Survey apps top our app review table for gate complaints, because the ID request lands after the points are earned.
“So swagbucks just asked me to verify ID after I sent in a ticket. I don’t have an ID yet because I’m under 18.” – r/SwagBucks
“I did a bunch of surveys and played games, got almost 1000 swag bucks and then they asked me for a government ID to cash out.” – Google Play review (Swagbucks)
Survey income is small for everyone. If you are comparing options, see oversaturated side hustles before you spend a summer on it, and the other teen options in how to make money at 13.
This is the most important section on the page. A real comment in our sample told a 17-year-old to verify with a parent’s ID and their own bank account because “they don’t check.” That is bad advice, for three reasons.
There is a legitimate version of “use your parent’s account”: on Fiverr, Etsy, Vinted, Depop payments and YouTube AdSense, the parent genuinely owns the account and supervises it. The difference is not the paperwork. It is whether your parent actually knows, agrees and stays involved.
“i cant use mine cuz I would probably get banned” – r/vinted
If the platform you want is in the parent-owned lane, set it up like this:
How to have that conversation with a parent is covered in the payments guide, and the business side of starting with nothing is in how to start a business with no money.
Stop selling on the account. Do not submit someone else’s ID. Contact support honestly, say you are under 18, and ask how to close the account and release the funds, or whether a parent can take ownership. Answer any open orders so buyers are not hurt. One commenter in r/LegalAdviceUK noted that eBay may hold funds for up to 180 days to cover disputes, so expect a wait rather than instant resolution. Then restart through a proper route.
“Is it a viable idea to open an account under a parent's name with their permission? What are the risks?” – r/Upwork
The IRS says you must file Schedule SE if your net earnings from self-employment were $400 or more, the self-employment tax rate is 15.3%, and “the self-employment tax rules apply no matter how old you are.” Roblox’s DevEx terms flag the same thing from the other side: a minor’s income can affect a parent’s return. Keep a ledger from the first sale and ask your parent or a tax professional before you file.
Every wall on this page belongs to a platform. Take the platform away and most of the work has no age rule: lawn care, pet sitting for neighbors, tutoring younger kids, car washing, tech help for older relatives, selling crafts at a local market with a parent. The customer pays you or your parent directly. Software works the same way: see can a teenager start a SaaS for which accounts need a guardian. Our summer business ideas for teens ranks local services by what a 10-week season pays.
The fastest way to pick one is to find a problem people already complain about near you. Our free business idea generator and niche finder help, and how to validate a side hustle idea shows how to test it before you spend money. More lists: part-time business ideas, low-cost business ideas and one-person business ideas. To brainstorm from scratch, use how to brainstorm business ideas, and check the numbers with the break-even calculator.
| Age | Teen-held (with consent) | Through a parent-owned account | Still closed |
|---|---|---|---|
| Under 13 | Nothing on this list | Nothing on this list | Everything |
| 13 to 15 | Poshmark, Spring, Twitch Affiliate, Patreon, Swagbucks, Roblox DevEx | Fiverr, Etsy, Vinted, Depop payments, YouTube AdSense, Redbubble (supervised) | Upwork, eBay, Mercari, Printful, TikTok Creator Rewards, Instagram, Ko-fi, Discord monetization, all gig apps |
| 16 to 17 | Same as above, plus Substack (16+, contract caveat) | Same as above | Same as above |
| 18 | Everything in the table, in your own name (19 or 21 for DoorDash in some states) | ||
Age-by-age guides with ideas, not just rules: how to make money at 13, how to make money at 15, and for 18 and up, business ideas for college students.
Gambling and sweepstakes apps, crypto and “free stock” offers, trading platforms and adult content platforms are excluded entirely. So are “app tester” and task-scam offers that ask you to pay first. None of them belong on a teen side-hustle list, whatever their stated age rule.
Platform rules. For each of the 28 platforms we fetched the platform’s own terms or help page on September 25, 2026, using a headless browser and, where a page blocked it, a proxy fetch. We searched each page for age, minor and guardian language and quoted it. Where no rule appeared we wrote “not published.” We did not use third-party summaries for any row.
Reddit. 33 searches across all of Reddit, all time, up to 100 results each, deduplicated to 2,700+ unique posts. A keyword filter for a stated age under 18 plus a platform name produced 319 candidates, every one read by hand; 151 qualified. Wall types were keyword-matched on the post text and spot-checked. Quotes are verbatim and attributed to subreddit only.
App reviews and Upwork. Read-only SQL over BigIdeasDB’s app store corpus (1 to 2 star reviews of 30 listings) and Upwork job titles (5,300+ postings), keyword-matched. How that corpus is built is explained in how to use the pain points database and the complaint analysis platform. BigIdeasDB tracks 1M+ complaints and reviews in total; this page uses a small slice of that.
| Source | What we used it for | Size | Limitation |
|---|---|---|---|
| Platform terms and help pages | Minimum age, guardian route, guardian duties | 28 platforms, 30+ pages | US versions only; rules change without notice; a help page can lag the terms |
| Reddit (hand-confirmed posts) | What teens hit, how often, where | 2,700+ retrieved, 151 confirmed | Self-selected; skews to people with a problem; ages are self-reported; several posters are outside the US |
| Reddit comments | Advice teens receive, good and bad | 8 threads, top comments read | Anecdotal; used for quotes, not counts |
| BigIdeasDB app store reviews | How often ID, verification and bans come up | 760+ low-star reviews, 30 listings | Keyword counts, not hand-verified; reviewers are mostly adults; no age field |
| BigIdeasDB Upwork data | Which skills clients post, entry-level share | 5,300+ postings | Title keyword matches; a snapshot, not a trend; budgets not used |
| Google Trends | Relative search interest in age queries | 5 terms, 5 years, US | Relative index only; low-volume terms are noisy |
| IRS and Cornell LII | Tax rule and contract law background | 2 pages | General; state law and individual situations vary |
We are a research tool, not a marketplace. Where we help a young founder is choosing what to sell before any platform question comes up, by starting from problems real people already complain about. Here is the order we would use the tools in:
| Rank | Tool | Best for |
|---|---|---|
| 1 | BigIdeasDB free tools | Idea generation, niche finding, idea scoring and cost planning grounded in real complaints |
| 2 | ChatGPT | Drafting a listing or a message to a first customer for a parent to review |
| 3 | Claude | Reading a platform’s terms with you and flagging the age and payout clauses |
| 4 | Google Trends | Checking whether interest in a product or service is growing |
| 5 | Notion | Keeping listings, customers and a sales ledger you own |
Start with the business idea generator (walkthrough in how to use the idea generator), then the business idea evaluator, the target audience generator and the startup cost calculator. For method, read how to find niche business ideas, the idea validation checklist and how to find problems worth solving. For the bigger picture: what to do with no ideas, how to come up with a business idea and online business ideas. When you have a candidate, run it through the idea validation tool guide and how to validate a startup idea.
The age rule decides where you can sell. The free tools help you decide what. Generate ideas from real complaints, check a niche, and estimate costs before you ask a parent to open anything.
Open the free tools →18. Fiverr's Terms of Service (last update January 2026) say the site is for users who are at least 18 and of legal age to form a binding contract. If you are 13 to 17 you may only use Fiverr through an account owned by a parent or legal guardian with their permission. Under 13 is not allowed.
Only through an account your parent or legal guardian owns. The account is in their name, not yours. Several teens in our Reddit sample were banned after opening an account in their own name, even with a parent's blessing, because that is not what the rule says.
18, or the age of majority in your country if that is higher. Upwork's Terms of Service ask you to confirm you are 18 or older and able to form binding contracts. Upwork publishes no guardian route, so a 16-year-old cannot use it, even with a parent's help.
18 to own an account. Etsy's Minors Policy lets 13 to 17 year olds sell only through an account owned by a parent or legal guardian, under their direct supervision. The shop's About section must list everyone involved, including the guardian, and billing and Etsy Payments must be in the guardian's name. Etsy's terms say accounts are generally not transferable.
18. eBay's User Agreement (effective June 28, 2026) says you may not use its services if you cannot form legally binding contracts, giving being under 18 as the example. eBay publishes no guardian route and says you may not transfer an account to another party without its consent.
You can earn from 13, but not in your own name. AdSense for YouTube, the account YouTube pays you through, requires you to be 18. Google's AdSense help says that if you are under 18, the only way to monetize is to link your channel to an approved AdSense for YouTube account belonging to a parent or guardian over 18. The money goes to that adult.
18. TikTok's Creator Portal says you must be at least 18, have 10,000 followers and 100,000 video views in the last 30 days, use a personal account, and be based in the US, UK, Germany, Japan, South Korea, France, Mexico or Brazil. There is no guardian route. The old Creator Fund was replaced by Creator Rewards.
18. Rover's help center says you must be at least 18 to become a sitter or dog walker on Rover. Wag, Care.com and TaskRabbit also require 18. If you are younger, pet sitting and dog walking still work as a local business with neighbors you know, with a parent involved.
Yes, on a short list of platforms. Roblox DevEx accepts developers from 13. Poshmark, Spring, Twitch Affiliate, Patreon creator pages and Swagbucks allow 13 to 17 year olds with a parent or guardian's permission. Fiverr, Etsy, Vinted and YouTube work through a parent-owned account. Nothing on our list allows anyone under 13.
The same teen routes as at 13 (Poshmark, Spring, Twitch Affiliate, Patreon, Swagbucks, Roblox DevEx), plus Substack, whose terms set a minimum of 16 and also require the legal age to form a contract. Gig apps like DoorDash, Instacart, TaskRabbit, Rover and Care.com still require 18.
Only if your parent actually owns the account and supervises it, on a platform that allows that route (Fiverr, Etsy, Vinted, YouTube AdSense, Depop Payments). Borrowing a parent's ID to pass verification on an account that is really yours, or on a platform with no guardian route like Upwork, breaks the terms. It can get the account closed with the balance held, and it creates tax and legal problems for your parent.
It usually works until the first payout or verification request, then it stops. Teens in our sample who entered a false birth date could not pass the ID check, had balances held or had accounts suspended. Platforms treat a false age as a terms violation, so an appeal rarely helps. Use your real age and a parent route instead.
Often not. Etsy says accounts are generally not transferable, and eBay forbids transfers without its consent. 22 of the 151 teen posts we analyzed were about exactly this: a shop, channel or seller profile built in a parent's name that could not simply be switched over at 18. Plan for a fresh account, and keep your listings, photos and customer list somewhere you control.
Yes, once net self-employment earnings reach $400 in a year. The IRS says you must file Schedule SE at $400 or more, the self-employment tax rate is 15.3%, and the rules apply no matter how old you are. If the income runs through a parent-owned account, it can also land on your parent's tax records, so talk to them first.
Local, in-person services you sell directly: lawn care, pet sitting for neighbors, tutoring younger kids, car washing, tech help. No platform sets an age rule because no platform is involved. The age walls on this page come from platforms and payment accounts, not from the work itself.
Two reasons. Contracts: in most US states, contracts entered by minors are voidable, according to Cornell's Legal Information Institute, so a platform cannot rely on an agreement with a 15-year-old. Money: marketplaces and payment partners must verify who they pay, which means ID and tax details a minor usually does not have.
Every age rule comes from the platform's own terms or help page, fetched on September 25, 2026 and linked in the table. The Reddit figures come from 33 searches returning 2,700+ unique posts, of which 151 were confirmed by hand as teens asking about or hitting an age wall. The app review figures come from 760+ one and two star reviews of 30 side-hustle app listings in BigIdeasDB's app store data.
BigIdeasDB Research. (2026). Side Hustle Age Requirements: Fiverr, Upwork, Etsy, eBay, YouTube, TikTok, Rover and 21 More, Checked Against Their Own Terms. BigIdeasDB. Retrieved from https://bigideasdb.com/side-hustle-age-requirements